Savings overview
What is Monthly Savings?
Savings automatically invests a fixed amount in cryptocurrencies every month, removing the stress of trying to time the market. Instead of worrying about whether Bitcoin is too high or waiting for the perfect dip that never comes, you set an amount and let it run.
When prices are high, your monthly amount buys less. When prices crash, it buys more. Over time, this averages out your purchase price and protects you from the worst-case scenario: going all-in at the wrong time.
Why use Monthly Savings?
No more timing anxiety
Nobody knows when the market will go up or down. Research shows even professionals fail at timing the market. Savings removes the impossible decision of when to buy. Set your amount, pick your day, and let it run. Our data shows Savings users are 2.4x more likely to stick with their investment strategy than those trying to time the market.
Builds wealth through consistency
Investing becomes automatic, like paying rent or a phone bill. You can't forget, you can't procrastinate, and you can't panic-sell because you never manually buy in the first place. Just steady accumulation, month after month.
Lower fees for everyone
Whether you invest 20€ or 2,000€ monthly, you always pay just 1% per purchase. The savings add up, especially over years of investing.
Complete flexibility
Skip a month without penalties. Adjust your amount anytime. Cancel whenever you want. Your accumulated crypto is always yours to keep, trade, or withdraw.
Key features
- Minimum amount: 10€ per month
- Fee: 1% per purchase
- Savings day options: 5th, 10th, 15th, 20th, or 28th of each month
- Available cryptocurrencies: BTC, ETH, XRP, AAVE, USDC, XLM, LTC, LINK, ADA, UNI
- No commitments: Change, pause, or cancel anytime
- Automatic execution: Purchases happen at midnight on your chosen day
How it works
Step 1: Create your plan
Choose your monthly amount, savings day, and which cryptos to buy. You can pick one crypto or split across multiple.
Step 2: Set up deposits
Configure a recurring transfer from your bank to fund your monthly purchases. Like setting up any bill payment, but you're paying your future self.
Step 3: Let it run automatically
Every month, your euros arrive, convert to crypto automatically, and appear in your portfolio. No charts to check, no decisions to make.
Ready to start?
New to Savings?
Get started with our complete setup guide
Learn how to create your plan
Already have a plan?
Learn how to manage your savings
Edit amounts, change cryptos, or pause your plan
Have questions?
See frequently asked questions
Quick answers about fees, timing, and common issues