Managing your Savings plan

You can change, pause, or cancel your Savings plan anytime. Changes take effect from your next savings day onwards.

Editing your plan

Where to find your settings

Services → Savings → Edit plan

What you can change

• Monthly amount - Increase or decrease anytime (minimum 10€)
• Savings day - Switch to a different day (5th, 10th, 15th, 20th, or 28th)
• Cryptocurrencies - Add or remove cryptos from your selection
• Allocation percentages - Adjust how your amount splits across cryptos

Important after making changes

If you changed your amount: Update the amount in your bank's recurring payment to match.

If you changed your savings day: Update your bank's recurring payment to run 3-4 days before the new date.

If you only changed cryptos or allocations: No action needed at your bank.

What happens if you miss a month

Complete flexibility

Your Savings plan doesn't charge fees or penalties if there aren't enough euros on your savings day. It simply skips that month and tries again the following month. Your plan stays active indefinitely. Making a savings plan does not obligate you in any way to make the transfer each month.

To intentionally skip a month

Just make sure no euros arrive before your savings day. You can:

• Skip that month's bank transfer
• Temporarily pause your recurring payment in your bank

Your plan unchanged will resume automatically when funds arrive.

If you've missed multiple months

Your plan is still active and waiting. As soon as euros arrive before a savings day, it will execute normally. No need to reactivate or recreate anything.

Changing your bank account

When you need to update banking

• Switching to a new bank
• Using a different account at the same bank
• Your bank account details changed

Steps to switch banks

1. Set up at your new bank
   Create the recurring payment with your new bank using the same Coinmotion payment details from your Savings plan. The Coinmotion payment details (IBAN and reference number) never change – you'll always use the same ones regardless of which bank you're sending from.
2. Cancel at your old bank
   Stop the recurring payment at your previous bank
3. Timing is important
   Make sure the new payment is active before canceling the old one to avoid missing a month

Pausing vs canceling

Pausing (recommended for breaks)

How it works: Just stop depositing euros. Your plan stays active but doesn't execute.

Restarting: Simply resume your bank transfers. The plan executes on the next savings day after euros arrive.

Canceling (permanent removal)

How to cancel:

1. Go to Services → Savings → Edit plan
2. Select "Cancel plan"
3. Confirm cancellation

Don't forget: Also cancel the recurring payment at your bank – otherwise euros will keep arriving with nowhere to go.

What happens to your crypto: Nothing. All crypto you've accumulated stays in your portfolio. You can trade, transfer, or hold it as normal.

Starting again: You can create a new Savings plan anytime.

Viewing your history

Where to see past purchases

In the Savings section: Shows each month's execution with date and total amount spent.

In your Portfolio: Shows all your crypto holdings, including those bought through Savings.

In Trading History: Lists every individual crypto purchase with:

• Date and time
• Amount of crypto bought
• Price at purchase
• Total cost including 1% fee

More information

Need to make changes?
Go to Services → Savings → Edit plan

Want to check if this month executed?
Look at your Savings history or recent Trading History

Questions about deposits?
See getting started guide

Other questions?
See frequently asked questions →