How much does Coinmotion cost?
Free Services
Creating an account is entirely free, and owning an account won't cost you anything. Storing funds in Coinmotion is free, excluding the storage of funds in the Vault.
Trading Fee
Coinmotion charges a percentage fee for each executed buy and sell order and it is always charged in euros. The starting trading fee is 2%*. As the volume increases, the trading fee decreases according to the applicable volume discount table. The trading fee is updated once per minute.
| Commission% | 90 days volume |
| 1,8 | > 500,00 € |
| 1,6 | > 2000,00 € |
| 1,4 | > 10 000,00 € |
| 1,2 | > 50 000,00 € |
| 1 | > 250 000,00 € |
| 0,8 | > 1 000 000,00 € |
The discounted commission is on the left, whereas the volume needed to obtain it is demonstrated on the right. Example: 1,8% commission requires a volume of more than 500,00 € during the last 90 days. How do the volume discounts work?
Volume discounts are calculated and granted only for trading in the following cryptocurrencies: Bitcoin (BTC), XRP (XRP), Ethereum (ETH), Stellar (XLM), Chainlink (LINK), Cardano (ADA), Uniswap (UNI), Aave (AAVE), Litecoin (LTC) and USD Coin (USDC). For cryptocurrencies offered in the Expansion Service (marked with an asterisk * on the Coinmotion platform), we do not offer volume discounts; instead, the trading fee is a fixed 2% regardless of the trading fee applicable to the account (volume discounts, referral discounts, or other similar discounts).
*: For Swedish customers, the trading fee is fixed 2.9%, including crypto assets marked with an asterisk (*). Due to higher payment costs, the trading fee is higher for Swedish customers and is not subject to volume discounts. The trading fee for those Swedish customers who have joined before 19.11.2025 is aligned with the Finnish market price list.
General fees for customer accounts
| Opening fee | 0,00 € |
| Account management fee | 0,00 € |
| Annual fee | 0,00 € |
| Withdrawing euros to your own bank account | 0,90 € per transfer |
| Cryptocurrency transfers inside Coinmotion | 0,00 € |
| Receiving cryptocurrency transfers | 0,00 € |
| Cryptocurrency transfers out from Coinmotion | Crypto-specific transfer fee* |
*Transfer fee is a fee essential to cryptocurrency transfers, which is paid directly to the miners that maintain the blockchain. Coinmotion charges a fee on the transfers that varies according to the cryptocurrency and the market situation. Read more here: Cryptocurrency transaction fees
Additional fees
| Vault service* | 3,00 € per month per cryptocurrency** |
| Staking (in the Expansion Service) | 25% of the staking rewards accrued to the customer (the estimated annual percentage yield (APY) shown in the service is stated after the staking fee) |
| Investigating a deposit without correct payment information* | 10,00 € |
| Investigating a client's changed contact details by Coinmotion Oy* | 10,00 € |
| Delivering terms of agreement, service fees and other similar information via post per delivery* | 10,00 € |
| Redirecting an incoming XLM or XRP transfer without memo ID or Destination Tag | 10% of the transfer amount, however max. 200,00 € |
|
Custody fee for terminated accounts and frozen assets. Applies to all accounts where the agreement has been terminated, or assets that have been frozen for compliance or other reasons.* |
9,90% p.a. |
|
Processing fee for fund retrieval from terminated accounts. Deducted from available funds or invoiced. Successful return is not guaranteed.* |
150,00 € / h (minimum charge 150,00 €) |
| Consultative service for returning funds (Returns from, for example, cold storage wallets, outdated software, other service providers, transfers made to Coinmotion with incorrect information, etc., or other situations that require special investigation. We reserve the right not to make a return.)* | From 250 € / h |
| Additional investigation, issuance of certificate or report* | From 200 € / h, at minimum 100 € |
| Money transfers out of Coinmotion per transfer if payment information is incomplete | 30,00 € / transfer |
* Includes 25,5% VAT
** Charged in the virtual currency stored in the Vault. The first monthly fee is deducted at the time of deposit by subtracting the equivalent of 3 € from the deposited amount. Read more here: How much does the Vault cost?