---
title: Managing your Savings plan
description: Managing your Coinmotion Monthly Savings plan
---
[Skip to content](https://helpcenter.coinmotion.com/managing-your-savings-plan#main-content)
- [English](https://helpcenter.coinmotion.com/managing-your-savings-plan)
- [Suomi](https://helpcenter.coinmotion.com/fi/muutokset-kuukausisaastoon)
- [Svenska](https://helpcenter.coinmotion.com/sv/andringar-i-manadssparande)
English
Show submenu for translations
[](https://coinmotion.com/)
Open main navigation
Close main navigation
- - [English](https://helpcenter.coinmotion.com/managing-your-savings-plan)
- [Suomi](https://helpcenter.coinmotion.com/fi/muutokset-kuukausisaastoon)
- [Svenska](https://helpcenter.coinmotion.com/sv/andringar-i-manadssparande)
English
Show submenu for translations
- [Contact us](https://coinmotion.com/fi/yhteydenotto/?lc=)
[Contact us](https://coinmotion.com/fi/yhteydenotto/?lc=)
Hi! How can we help you?
- There are no suggestions because the search field is empty.
1. [Coinmotion Help Center](https://helpcenter.coinmotion.com/?hsLang=en)
2. [Services](https://helpcenter.coinmotion.com/services?hsLang=en)
3. [Monthly savings](https://helpcenter.coinmotion.com/services?hsLang=en#monthly-savings)
# Managing your Savings plan
You can change, pause, or cancel your Savings plan anytime. Changes take effect from your next savings day onwards.
### Editing your plan
#### Where to find your settings
Services → Savings. Click the three dots next to your current plan. Choose Edit plan.
#### What you can change
- **Monthly amount** - Increase or decrease anytime (minimum 10€)
- **Savings day** - Switch to a different day (5th, 10th, 15th, 20th, or 28th)
- **Cryptocurrencies** - Add or remove cryptos from your selection
- **Allocation percentages** - Adjust how your amount splits across cryptos
#### Important after making changes
**If you changed your amount:** Update the amount in your bank's recurring payment to match.
**If you changed your savings day:** Update your bank's recurring payment to run 3-4 days before the new date.
**If you only changed cryptos or allocations:** No action needed at your bank.
### What happens if you miss a month
#### Complete flexibility
Your Savings plan doesn't charge fees or penalties if there aren't enough euros on your savings day. It simply skips that month and tries again the following month. Your plan stays active indefinitely. Making a savings plan does not obligate you in any way to make the transfer each month.
#### To intentionally skip a month
Just make sure no euros arrive before your savings day. You can:
- Skip that month's bank transfer
- Temporarily pause your recurring payment in your bank
Your plan unchanged will resume automatically when funds arrive.
#### If you've missed multiple months
Your plan is still active and waiting. As soon as euros arrive before a savings day, it will execute normally. No need to reactivate or recreate anything.
### Changing your bank account
#### When you need to update banking
- Switching to a new bank
- Using a different account at the same bank
- Your bank account details changed
#### Steps to switch banks
1. **Set up at your new bank**
Create the recurring payment with your new bank using the same Coinmotion payment details from your Savings plan. The Coinmotion payment details (IBAN and reference number) never change – you'll always use the same ones regardless of which bank you're sending from.
2. **Cancel at your old bank**
Stop the recurring payment at your previous bank
3. **Timing is important**
Make sure the new payment is active before canceling the old one to avoid missing a month
### Pausing vs canceling
#### Pausing (recommended for breaks)
**How it works:** Just stop depositing euros. Your plan stays active but doesn't execute.
**Restarting:** Simply resume your bank transfers. The plan executes on the next savings day after euros arrive.
#### Canceling (permanent removal)
**How to cancel:**
1. Go to Services → Savings
2. Press the three dots next to your current plan.
3. Select "Cancel plan"
4. Confirm cancellation
**Don't forget:** Also cancel the recurring payment at your bank – otherwise euros will keep arriving with nowhere to go.
**What happens to your crypto:** Nothing. All crypto you've accumulated stays in your portfolio. You can trade, transfer, or hold it as normal.
**Starting again:** You can create a new Savings plan anytime.
### Viewing your history
#### Where to see past purchases
**In the Savings section:** Shows each month's execution with date and total amount spent.
**In your Portfolio:** Shows all your crypto holdings, including those bought through Savings.
**In Trading History:** Lists every individual crypto purchase with:
- Date and time
- Amount of crypto bought
- Price at purchase
- Total cost including 1% fee
### More information
**Need to make changes?**
Go to Services → Savings → Edit plan
**Want to check if this month executed?**
Look at your Savings history or recent Trading History
**Questions about deposits?**
[See getting started guide](https://helpcenter.coinmotion.com/getting-started-with-savings?hsLang=en)
**Other questions?**
[See frequently asked questions →](https://helpcenter.coinmotion.com/monthly-savings-faq-troubleshooting?hsLang=en)
- [Getting started](https://helpcenter.coinmotion.com/getting-started?hsLang=en)
- [Account functions](https://helpcenter.coinmotion.com/account-functions?hsLang=en#main-content)
- [Account information](https://helpcenter.coinmotion.com/account-functions?hsLang=en#account-information)
- [Two-factor authentication (2FA) and confirmation messages](https://helpcenter.coinmotion.com/account-functions?hsLang=en#two-factor-authentication-2fa-and-confirmation-messages)
- [Login troubleshoot](https://helpcenter.coinmotion.com/login-troubleshoot?hsLang=en)
- [All about crypto](https://helpcenter.coinmotion.com/all-about-crypto?hsLang=en#main-content)
- [Buying, selling and trading cryptocurrencies](https://helpcenter.coinmotion.com/all-about-crypto?hsLang=en#buying-selling-and-trading-cryptocurrencies)
- [Cryptocurrency transfers](https://helpcenter.coinmotion.com/all-about-crypto?hsLang=en#cryptocurrency-transfers)
- [Understanding Your Portfolio](https://helpcenter.coinmotion.com/all-about-crypto?hsLang=en#understanding-your-portfolio)
- [Euro transfers](https://helpcenter.coinmotion.com/euro-transfers?hsLang=en)
- [Security](https://helpcenter.coinmotion.com/security?hsLang=en#main-content)
- [Backed up by regulation](https://helpcenter.coinmotion.com/security?hsLang=en#backed-up-by-regulation)
- [Proof of Funds](https://helpcenter.coinmotion.com/security?hsLang=en#proof-of-funds)
- [Security tips](https://helpcenter.coinmotion.com/security?hsLang=en#security-tips)
- [Privacy and account security](https://helpcenter.coinmotion.com/security?hsLang=en#privacy-and-account-security)
- [Travel Rule](https://helpcenter.coinmotion.com/security?hsLang=en#travel-rule)
- [Services](https://helpcenter.coinmotion.com/services?hsLang=en#main-content)
- [Monthly savings](https://helpcenter.coinmotion.com/services?hsLang=en#monthly-savings)
- [Vault](https://helpcenter.coinmotion.com/services?hsLang=en#vault)
- [OTC Desk](https://helpcenter.coinmotion.com/services?hsLang=en#otc-desk)
- [Coinmotion Card](https://helpcenter.coinmotion.com/services?hsLang=en#coinmotion-card)
- [Staking](https://helpcenter.coinmotion.com/services?hsLang=en#staking)
- [Reports](https://helpcenter.coinmotion.com/reports?hsLang=en)
- [Prices & Benefits](https://helpcenter.coinmotion.com/prices-benefits?hsLang=en)
- [Current events](https://helpcenter.coinmotion.com/current-events?hsLang=en#main-content)
- [Ongoing Events](https://helpcenter.coinmotion.com/current-events?hsLang=en#ongoing-events)
- [Previously Current](https://helpcenter.coinmotion.com/current-events?hsLang=en#previously-current)
- [General Risk Notice](https://helpcenter.coinmotion.com/general-risk-notice?hsLang=en)
#### Coinmotion Oy
### [Coinmotion Status](https://status.coinmotion.com/)
[mailto:info@coinmotion.com](mailto:info@coinmotion.com)
Copyright © 2025, Coinmotion Oy